“The greatest danger in times of turbulence is not the turbulence—it is to act with yesterday’s logic.” – Peter Drucker
Readiness is more than a checklist to be ticked off and forgotten—it is a discipline of pre-emptive thinking and a shift in how we learn, decide, and act together. In a world where predictability is rare, the real challenge lies not in anticipating every disruption, but in strengthening our collective capacity to respond swiftly and effectively when the unexpected occurs.
The National Resolution Symposium (NRS) 2025 is where that capacity takes shape. Under the theme “Precaution Over Reaction: Harvesting Readiness in an Uncertain World”, it will gather industry leaders, regulators, resolution authorities, and academics to tackle the sector’s evolving challenges—amid policy shifts, technological change, and deepening interconnectedness. Through immersive simulations and frank dialogue, NRS 2025 will test assumptions, sharpen strategies, and advance the next chapter of financial system resilience—together.
“The greatest danger in times of turbulence is not the turbulence—it is to act with yesterday’s logic.” – Peter Drucker
Readiness is more than a checklist to be ticked off and forgotten—it is a discipline of pre-emptive thinking and a shift in how we learn, decide, and act together. In a world where predictability is rare, the real challenge lies not in anticipating every disruption, but in strengthening our collective capacity to respond swiftly and effectively when the unexpected occurs.
The National Resolution Symposium (NRS) 2025 is where that capacity takes shape. Under the theme “Precaution Over Reaction: Harvesting Readiness in an Uncertain World”, it will gather industry leaders, regulators, resolution authorities, and academics to tackle the sector’s evolving challenges—amid policy shifts, technological change, and deepening interconnectedness. Through immersive simulations and frank dialogue, NRS 2025 will test assumptions, sharpen strategies, and advance the next chapter of financial system resilience—together.
8:00 – 8:45
Registration and Networking
Venue: Foyer
8:45 – 9:00
Safety Briefing, National Anthem and Doa Recitation
Venue: Grand Nexus Ballroom
9:00 – 10:15
Keynote Plenary
An Increasingly Uncertain World
In an increasingly unpredictable policy environment, forecasting and planning become more complex. This session will explore the challenges that lie ahead for the global economy and financial system in a highly interconnected world. Panellists will discuss the most pressing threats to our members’ operating environment.
Venue: Grand Nexus Ballroom
Speakers

Tan Sri Shahril Ridza Ridzuan
Chairman, Standard Chartered Malaysia and Axiata Group

Mr. Michael Hsu
Former Acting Comptroller of the Currency, Office of Comptroller of the Currency

Dr. Joe Cherian
CEO, President, Dean and Distinguished Professor, Asia School of Business
Moderator

Datuk Jessica Chew
Technical Adviser,
Bank Negara Malaysia
10:15 – 10:30
Networking Break
10:30 – 11:30
Panel Session 2
Resolution Planning in the Era of Deregulation
Deregulation lowers barriers to entry, foster competition and innovation, but also heightens risks within the financial system—making it even more crucial to strengthen exit mechanisms. This session will discuss strategies for robust resolution planning, ensuring financial institutions can be wound down in an orderly manner, and preventing systemic disruptions.
Venue: Grand Nexus Ballroom
Speakers

Dr. Elke König
Former Chair, Single Resolution Board | Senior Policy Fellow, SAFE, Frankfurt

Mr. Geoff Davies
Director, Resolution Directorate, Bank of England

Mr. Maciej Szczęsny
President of the Management Board, Bank Guarantee Fund (Poland)
Moderator

Ms. Afiza Abdullah
Executive Vice President, Perbadanan Insurans Deposit Malaysia
11:30 – 11:40
Opening Ceremony
Welcoming Remarks
Venue: Grand Nexus Ballroom
Speaker

Mr. Rafiz Azuan Abdullah
Chief Executive Officer, Perbadanan Insurans Deposit Malaysia
11:40 – 12:15
Opening Ceremony
Keynote Address
Venue: Grand Nexus Ballroom
Speaker

YB Senator Datuk Seri Amir Hamzah Azizan
Finance Minister II, Ministry of Finance
Luncheon Talk
Into the Depths – Managing Crisis and Uncertainty in the Thai Cave Rescue
Venue: Grand Nexus Ballroom and Foyer
Speaker

Mr. Ivan Karadzic
2018 Tham Luang Cave Rescuer | Technical Diving Expert
Moderator

Ms. Nor Ariena Mohd Ritzal
Head, Crisis Management Department, Perbadanan Insurans Deposit Malaysia
(Parallel sessions)
Insurance Masterclass
Navigating Uncertainty – What Threatens Insurers?
Insurers navigate a complex risk landscape where financial stability depends on effective risk management, prudent reserving, and strategic pricing. This session will explore key challenges facing insurers today—including rising costs and environmental volatility—and examine strategies to mitigate these risks.
Venue: Grand Nexus Ballroom
Speakers

Mr. Kugenthiran Raveenthiran
Director, Actuarial Services, KPMG Malaysia

Ms. Sophia Ch’ng
Independent Non-Executive Director, Cagamas Berhad and Syarikat Takaful Malaysia Keluarga Berhad

Mr. Yen Chin
Vice President, Lead Property Solutions APAC, Swiss Re Asia Pte. Ltd.
Moderator

Mr. Mark O’Dell
Chief Executive Officer, Life Insurance Association of Malaysia (LIAM)
Industry Dialogue
Member Banks (by invitation only)
Venue: Auditorium
Networking Break
(Parallel sessions)
Bank Masterclass
The Art of the Deal – What Makes or Breaks a Bank Transaction?
The sale of a bank under normal operations differs significantly from one under resolution. This session draws on practical insights to examine the strategic, operational, and regulatory complexities in navigating such intricate transactions in both contexts.
Venue: Grand Nexus Ballroom
Speakers

Mr. Alessandro Santoni
Former Head of Crisis Management and Current Head of Onsite Inspection, European Central Bank

Ms. Diana Mansor
Senior Executive Director, Strategy & Transaction, Ernst & Young PLT

Mr. Geoff Davies
Director, Resolution Directorate, Bank of England

Ms. Sue Yen Woo
Director, Deal Strategy & Operations, PwC Malaysia
Moderator

Ms. Nor Ariena Mohd Ritzal
Head, Crisis Management Department, Perbadanan Insurans Deposit Malaysia
Industry Dialogue
Insurer Members (by invitation only)
Venue: Auditorium
Roundtable
ASEAN Deposit Insurers and Resolution Authorities Roundtable (by invitation only)
Venue: Continuum and Reflexion
8:00 – 9:00
Registration and Networking
Venue: Foyer
9:00 – 9:55
Panel Session 3
Failures are Rare – But Can We Afford One?
This session explores extensive research demonstrating the harmful and far-reaching consequences of failures of financial institutions, even when they are not systemic, in an increasingly interconnected world.
Venue: Grand Nexus Ballroom
Speakers

Dr. Karsten Mueller
Assistant Professor of Finance, National University of Singapore

Ms. Ruth Walters
Senior Advisor, Financial Stability Institute (FSI), Bank for International Settlements
Moderator

Ms. Amanda Chong
Deputy Director, Monetary Policy Department, Bank Negara Malaysia
9:55 – 10:10
Networking Break
10:10 – 11:20
Panel Session 4
Perils of Technology – Dependency, Concentration Risks, and the Erosion of Expertise
Advancements in technology, including AI, are transforming financial services, through predictive modelling, automation, and advanced analytics. Yet, their growing reliance brings new vulnerabilities—over-reliance on a few major providers, ethical concerns, and the erosion of human expertise in critical decision-making. This session will explore the trade-offs between efficiency and dependency, network effects and concentration risks, and the long-term risks to human oversight and judgement.
Venue: Grand Nexus Ballroom
Speakers

Dr. Alexander Eng
Associate Professor of Organizational Behavior, Asia School of Business

Mr. Gaurav Keerthi
Chief Executive Officer, StrongKeep

Ms. Maha El Dimachki
Centre Head, Bank for International Settlements Innovation Hub Singapore

Mr. Sam Majid
Head, National Artificial Intelligence Office (NAIO), Malaysia
Moderator

Mr. Jarratt Ma
Head, Macro Surveillance Department, Perbadanan Insurans Deposit Malaysia
11:20 – 12:15
Panel Session 5
Communication in Crisis – To Be or Not to Be More Transparent
In times of crisis, transparency can be a double-edged sword—too much can fuel panic, while too little erodes trust. How do organisations strike the right balance? Speakers will navigate the complexities of crisis communication and share perspectives on whether greater transparency or more strategic messaging is key to maintaining stability and stakeholder confidence. This session aims to deepen understanding of crisis management fundamentals—preparation, communication, and execution.
Venue: Grand Nexus Ballroom
Speakers

Mr. Mohd Fuad Sharuji
Former Crisis Director, Malaysia Airlines | CEO, Impeccable Vintage Properties (IVP)

Mr. Ibrahim Sani
Chief Executive Officer, Yayasan Peneraju
Moderator

Mr. Imran Yassin
Director / Head of Research, MBSB Investment Bank
12:15 – 12:30
Closing Address
Venue: Grand Nexus Ballroom
Speaker

Mr. Rafiz Azuan Abdullah
Chief Executive Officer, Perbadanan Insurans Deposit Malaysia
Lunch
Venue: Nexus 3 and Foyer
14:00 – 15:45
(Parallel sessions)
The Muzakarah (intellectual discourse) on Failure Resolution of Islamic Financial Institutions serves as a platform for discussing and deliberating the development of Shariah-compliant resolution approaches. Organised to identify and address the challenges in ensuring the orderly resolution of Islamic banks, the Muzakarah brings together members of the financial industry’s Shariah fraternity for thoughtful exchange and collaboration.
Doa Recitation and Welcoming Remarks
Transferability of Investment Accounts
Investment account is a distinctive product within Islamic banking, designed to be in alignment with Shariah principles. Despite its growing significance, discourse surrounding the transferability of investment accounts between Islamic banks remains limited, including from a Shariah standpoint. This session aims to critically assess the current structure and features of investment accounts in Malaysia’s Islamic banking landscape, explore the feasibility of transfers, and examine potential Shariah-compliant mechanisms to facilitate such transfers.
Venue: Grand Nexus Ballroom
In collaboration with
Welcoming Remarks

Mr. Rafiz Azuan Abdullah
Chief Executive Officer, Perbadanan Insurans Deposit Malaysia
Speakers

Dr. Ahcene Lahsasna
Chief Executive Officer, SALIHIN Shariah Advisory

Dr. Mohammad Mahbubi Ali
Assistant Professor, IIUM Institute of Islamic Banking and Finance (IIiBF), International Islamic University Malaysia
Moderator

Khairun Najmi Saripudin
Senior Researcher, International Shari’ah Research Academy for Islamic Finance (ISRA) Institute, INCEIF University
ROUNDTABLE
Professional Services Firms Roundtable (by invitation only)
Venue: Spectrum and Prism
15:45 – 17:30
Resolution of Investment Accounts in Failure of an Islamic Bank
The resolution of Islamic banks requires a distinct approach to ensure alignment with Shariah requirements. This includes specific considerations related to the treatment of investment accounts during resolution. This session will focus on assessing the transferability of investment accounts and examining Shariah-compliant mechanisms to facilitate their transfer in the event of an Islamic bank’s failure.
Closing Remarks
Venue: Grand Nexus Ballroom
In collaboration with
Speakers

Dr. Marjan Muhammad
Deputy President Research, ISRA Institute, INCEIF University

Prof. Datin Dr. Rusni Hassan
Dean, IIUM Institute of Islamic Banking and Finance (IIiBF), International Islamic University Malaysia
Moderator

Mr. Mohamad Hud Saleh Huddin
Senior Manager, Shariah, Perbadanan Insurans Deposit Malaysia
Speakers
Meet our esteemed speakers. Click on their pictures below to find out more about them.

YB Senator Datuk Seri Amir Hamzah Azizan
Finance Minister II,
Ministry of Finance

Mr. Rafiz Azuan Abdullah
Chief Executive Officer, Perbadanan Insurans Deposit Malaysia

Datuk Jessica Chew
Technical Adviser,
Bank Negara Malaysia

Tan Sri Shahril Ridza Ridzuan
Chairman, Standard Chartered Malaysia and Axiata Group

Mr. Michael Hsu
Former Acting Comptroller of the Currency, Office of Comptroller of the Currency

Dr. Joe Cherian
CEO, President, Dean and Distinguished Professor,
Asia School of Business

Ms. Afiza Abdullah
Executive Vice President, Perbadanan Insurans Deposit Malaysia

Dr. Elke König
Former Chair, Single
Resolution Board | Senior Policy
Fellow, SAFE, Frankfurt

Mr. Maciej Szczęsny
President of the
Management Board,
Bank Guarantee Fund, Poland

Mr. Geoff Davies
Director,
Resolution Directorate,
Bank of England

Mr. Alessandro Santoni
Former Head of Crisis
Management and Current
Head of Onsite Inspection,
European Central Bank

Dr. Alexander Eng
Associate Professor
of Organizational Behavior,
Asia School of Business

Ms. Amanda Chong
Deputy Director,
Monetary Policy Department,
Bank Negara Malaysia

Ms. Diana Mansor
Senior Executive Director,
Strategy & Transaction,
Ernst & Young PLT

Mr. Ibrahim Sani
Chief Executive Officer,
Yayasan Peneraju

Mr. Gaurav Keerthi
Chief Executive Officer,
StrongKeep

Mr. Imran Yassin
Director / Head of Research, MBSB Investment Bank

Mr. Ivan Karadzic
2018 Tham Luang Cave
Rescuer | Technical
Diving Expert

Mr. Jarratt Ma
Head, Macro Surveillance
Department, Perbadanan
Insurans Deposit Malaysia

Dr. Karsten Mueller
Assistant Professor of Finance, National University of Singapore

Mr. Kugenthiran Raveenthiran
Director, Actuarial Services,
KPMG Malaysia

Ms. Maha El Dimachki
Centre Head, Bank for International Settlements Innovation Hub Singapore

Mr. Mark O'dell
Chief Executive Officer,
Life Insurance Association of Malaysia (LIAM)

Mr. Mohd Fuad Sharuji
Former Crisis Director,
Malaysia Airlines |
CEO, Impeccable Vintage Properties (IVP)

Ms. Nor Ariena Mohd Ritzal
Head, Crisis Management Department, Perbadanan Insurans Deposit Malaysia

Ms. Ruth Walters
Senior Advisor, Financial Stability Institute (FSI), Bank for International Settlements

Mr. Sam Majid
Head, National Artificial Intelligence Office (NAIO), Malaysia

Ms. Sophia Ch’ng
Independent Non-Executive
Director, Cagamas Berhad and
Syarikat Takaful Malaysia
Keluarga Berhad

Ms. Sue Yen Woo
Director,
Deal Strategy & Operations,
PwC Malaysia

Mr. Yen Chin
Vice President,
Lead Property Solutions
APAC, Swiss Re Asia Pte. Ltd.
Dr. Marjan Muhammad
Deputy President Research, ISRA Institute, INCEIF University

Mr. Mohamad Hud Saleh Huddin
Senior Manager, Shariah, Perbadanan Insurans Deposit Malaysia

Prof. Datin Dr. Rusni Hassan
VIDEO GALLERY

Dato Sri (Dr) Zukri Samat
Chairman,
Perbadanan Insurans Deposit Malaysia
Dato Sri Zukri was appointed as the Chairman of the Board of Directors on 1 November 2023.
He has held several key positions in various organisations, including Group Managing Director and Chief Executive Officer of Lembaga Tabung Haji, Managing Director of Bank Islam Malaysia Berhad, Group Chief Executive Officer of BIMB Holdings Berhad and Director of Lembaga Hasil Dalam Negeri Malaysia (LHDN). Dato Sri Zukri was one of the key team members of Pengurusan Danaharta Nasional Berhad (Danaharta) at the height of the Asian Financial Crisis in 1997/1998 where he was instrumental in navigating its loan restructuring and recovery activities. Subsequently, he served as Danaharta’s Managing Director from July 2003 until December 2005.
Dato Sri Zukri was the Executive Director of Khazanah Nasional Berhad, Executive Committee (EXCO) Chairman of International Centre for Education in Islamic Finance (INCEIF), Director of Malaysia Debt Ventures Berhad, Chairman of Islamic Banking and Finance Institute Malaysia (IBFIM), President of Association of Islamic Banking Institutions Malaysia (AIBIM), Director of Asian Institute of Finance (AIF) and Director of Aafaq Islamic Finance Dubai, United Arab Emirates.

Mr. Rafiz Azuan Abdullah
Chief Executive Officer, Perbadanan Insurans Deposit Malaysia
Rafiz Azuan Abdullah was appointed Chief Executive Officer of PIDM on 28 August 2017.
He joined PIDM in 2007 and led the Insurance, Risk Assessment and Monitoring Division, where he spearheaded the completion of the Risk Assessment System for PIDM. In 2011, with the expansion of PIDM’s mandate to include the Takaful and Insurance Benefits Protection System, he managed the establishment of the Risk Assessment and Differential Levy Systems Framework for insurer members. In June 2014, Rafiz Azuan assumed the role of Executive General Manager as part of PIDM’s CEO succession planning.
Rafiz Azuan has previously served as Chairperson of the Research Technical Committee under the Asia-Pacific Regional Committee (APRC) of the International Association of Deposit Insurance (IADI), as well as Chairman of IADI’s Islamic Deposit Insurance Technical Committee. He was also a member of IADI’s Executive Council from 2017 to 2020.
Prior to joining PIDM, Rafiz Azuan served at the Rating Agency Malaysia for more than 10 years, where he specialised in rating financial institutions, real estate, and construction companies. In 1999, he was seconded to the Corporate Debt Restructuring Committee at Bank Negara Malaysia to assist with the restructuring of distressed companies as a result of the economic recession.
Rafiz Azuan graduated from Lancaster University, United Kingdom, in 1995, majoring in Accounting and Finance. He then pursued a professional accounting qualification (Association of Chartered Certified Accountants – ACCA) at Emile Woolf College in London, United Kingdom. He has also completed the Advanced Management Program, a program designed for senior executives, at Harvard Business School.

Mr. Michael Hsu
Former Acting Comptroller of the Currency, Office of Comptroller of the Currency
Michael J. Hsu served as Acting Comptroller of the Currency from May 2021 to February 2025. As Acting Comptroller, Mike was the administrator of the federal banking system and chief executive officer of the Office of the Comptroller of the Currency. During that time he also served as a Director of the FDIC, a member of the Financial Stability Oversight Council, and chair of the Federal Financial Institutions Examination Council.
Prior to that, Mike led the GSIB supervision program at the Federal Reserve. He also prudentially supervised the large independent investment banks while at the Securities and Exchange Commission. During the Global Financial Crisis, he worked at the Treasury Department, followed by a stint at the IMF.
Currently, Michael is a member of the Bretton Woods Committee and an advisor to central banks, companies, and non-profits. He collaborates with a range of stakeholders on facilitating responsible AI adoption by regulators and financial institutions.

Dr. Elke König
Former Chair, Single Resolution Board / Senior Policy Fellow,
SAFE, Frankfurt
Elke König was the first Chair of the Single Resolution Board (SRB), Brussels, from March 2015 until January 2023. Prior to this, and after a long career in accounting and as CFO of an international reinsurance group, she was President of the German Federal Financial Supervisory Authority (Bundesanstalt für Finanzdienstleistungsaufsicht, BaFin, Bonn) from 2012 until 2015. She was also a representative of the Supervisory Board of the Single Supervisory Mechanism.
Since the beginning of 2023 she is a Senior Policy Fellow of the Leibniz Institute for Financial Research SAFE in Frankfurt a.M. She is also a member of the CFA Institute’s Systemic Risk Council.

Ms. Maha El Dimachki
Centre Head, Bank for International Settlements Innovation Hub Singapore
Maha is Centre Head, BIS Innovation Hub Singapore. The centre develops public goods in the technology space to support central banks in how they discharge their roles in a digital economy and improve the financial system using novel ideas and emerging technologies.
Prior to this, Maha was Head of Department for Early and High Growth Oversight leading the Financial Conduct Authority’s (FCA) response to the Kalifa review of Fintech. A Senior Leadership Team member, she is setting up this new department from the ground up as part of the FCA’s strategy. She joined the FCA in 2017 to set up the first Payments Department and was responsible for crafting and implementing the FCA supervisory strategy for the UK Payments Sector.
Maha served as Chief Payments Officer at Pay.UK on secondment from the FCA, responsible for running the payments operations of BACS, Faster Payments, Image Clearing Services and related managed services.
Maha has a keen interest in observing and participating in the many exciting changes that are unfolding in the financial services, innovation and fintech environment. She is particularly interested in safe and responsible innovation and is the author of the book ‘Fintech Regulation in Practice’. A book that helps the fintech ecosystem navigate the complexities and opportunities of regulation.
She has a Degree in Commerce from Macquarie University and a Masters in Public Administration from the London School of Economics and Political Science.

Mr. Maciej Szczęsny
President of the Management Board, Bank Guarantee Fund (Poland)
Maciej has served as President of the Management Board of the Bank Guarantee Fund since 22 May 2024. From 19 January to 21 May 2024, he held the position of Chairman of the BFG Council. He is the Member of the Polish Financial Supervision Authority and of the Financial Stability Committee.
Maciej holds a degree in Finance and Banking from the Warsaw School of Economics. Additionally, he holds Chartered Financial Analyst (CFA) designation issued by CFA Institute.
With over 20 years of his broad experience in the banking sector, Maciej started his career in 1997 at BRE Corporate Finance. As a consultant, he contributed to teams specialising in M&A, privatisations, and corporate restructurings. In 2000, he joined ABN AMRO Securities in Warsaw, as a junior banks analyst covering Central Europe, Turkey, and South Africa. By 2003, he had been transferred to the ABN AMRO office in London, where he worked as a junior analyst on Iberian banks.
In 2004, Maciej moved to Morgan Stanley in London, where as a banks analyst he covered financial institutions in Turkey, CEE, Austria, Greece, South Africa, and Kazakhstan.
In 2007, he became the Head of EMEA banks research at Lehman Brothers in London, where he developed an analytical product for institutional clients. Following the bankruptcy of Lehman Brothers, he continued his career at Nomura International, which absorbed the European team of the defunct bank. In 2011, he advanced to the role of the Head of EMEA banks research at Bank of America Merrill Lynch in London, leading his team to achieve the top position in the Institutional Investors survey.
In 2014, Maciej transitioned to a buy-side role at Pioneer Investments in London, where he was appointed Director responsible for the financial sector in global emerging markets. Following the fund’s acquisition by Amundi Asset Management, he maintained his role until 2022.

Mr. Geoff Davies
Director, Resolution Directorate, Bank of England
Geoff Davies is the deputy head of the Bank of England’s Resolution Directorate having rejoined the Directorate in 2025 after 3 years as Head of the PRA’s Legal Division. Geoff started at the Bank in 2008 and since then has held a number of policy and legal roles including as Private Secretary to the Deputy Governor for Financial Stability, Head of Resolution Policy and Head of the Legal Unit advising on Brexit. Geoff is a current member of the FSB’s Resolution Steering Group. Before the Bank, he worked as an M&A and financial regulation lawyer in London and New York. Geoff has a Law Degree from Cambridge University.

Mr. Sam Majid
Head, National Artificial Intelligence Office (NAIO), Malaysia
Shamsul Izhan Abdul Majid, also known as Sam Majid, is a prominent leader in Malaysia’s digital transformation journey with over 20 years of international experience across transportation, logistics, telecommunications, and the public sector. In December 2024, he was appointed as the inaugural Head of the National Artificial Intelligence Office (NAIO) under the Ministry of Digital, where he leads national AI initiatives focused on economic growth, improved public services, and ethical AI implementation. He is responsible for driving AI policies, legislation, and the AI Technology Action Plan (2026–2030) to support nationwide adoption.
Prior to this, Sam served as Chief Technology and Innovation Officer at the Malaysian Communications and Multimedia Commission (MCMC), where he led strategic digital initiatives across industries. His achievements include the award-winning Jendela Map, the National Address System (NAS), and Parcel Analytics – all instrumental in enabling data-driven decision-making. A sought-after thought leader, he frequently speaks at major forums such as NEXT BIGTECH ASIA and Smart Cities Asia, championing the transformative potential of AI and analytics for societal and environmental progress.

Ms. Afiza Abdullah
Executive Vice President, Perbadanan Insurans Deposit Malaysia
Afiza Abdullah was appointed the Executive Vice President of PIDM in January 2022. She is responsible for the overall management of all member institutions’ resolution plans as well as the functions related to various aspects of the Corporation’s intervention and resolution, crisis management, macro surveillance and policy. She also oversees the assessment, planning, liquidation, and undertaking of timely and effective reimbursement of protected benefits and insured deposits of PIDM’s member institutions. Afiza joined PIDM in 2011 as Deputy General Manager, Policy and International Division and was subsequently appointed as General Manager, Policy and International Division in 2016.
With her vast experience in policy making on matters relating to deposit insurance, insurance guarantee schemes and resolution, Afiza is active in various discussions at the international fora and a well sought after speaker, in addition to her current responsibilities at PIDM. She is currently the Vice Chairperson of the Asia Pacific Regional Committee (APRC) of the International Association of Deposit Insurers (IADI) and had just completed her Chairmanship of the IADI Resolution Working Group that established the Resolution Technical Committee at IADI. She has also previously served as the Chair of the International Forum of Insurance Guarantee Schemes (IFIGS) in 2022 and the Vice Chair of IFIGS in 2023.
Prior to joining PIDM, Afiza had over nine years of extensive regulatory experience with Bank Negara Malaysia, and had been involved in, among others, prudential policy formulation for insurance and banking sectors, and the modernisation of the Central Bank Act 2009 as well as the regulatory laws. She was a core team member in the development of the Bank Negara Malaysia Financial Blueprint. She began her career in an audit firm in London, United Kingdom and joined a local investment bank upon her return to Malaysia, before joining Bank Negara Malaysia. Afiza graduated with a Bachelor of Finance and Accounting (Honours) from the University of Salford, United Kingdom.

Mr. Alessandro Santoni
Former Head of Crisis Management and Current Head of Onsite Inspection, European Central Bank
Banking and financial supervision expert with over 25 years of experience, including 15 years in leadership roles, specializing in financial crisis management, supervision, and on-site inspections.
Since 2014, when the European Central Bank’s Single Supervisory Mechanism (SSM) was established, he has been actively involved in crisis management and on-site supervision at the European level. As Head of Crisis Management Operations, he led several high-profile financial crisis interventions across the EU. He also headed the Onsite Inspection Section, overseeing assessments in credit risk, asset quality reviews (AQR), market risk, IRRBB, and IT/cyber risk. His contributions extend to key supervisory initiatives, including the SSM NPL Task Force (SSM NPL Guidance), the Anti-Money Laundering Task Force, and the Liquidity Task Force.
At the IMF’s Monetary and Capital Markets (MCM) Department, he contributed as Mission Chief to technical assistance missions and financial sector assessments (FSN) within the Financial Crisis Division, focusing on MENA and the Caucasus.
Before transitioning to supervisory roles, he spent over 15 years in the banking industry. He served as Head of Strategic Planning, Investor Relations, and Research at BMPS, and previously led the Southern EU Banking Sector (Equity Research) at Goldman Sachs London.
Academically, he holds a PhD in Behavioral Finance from the University of Siena, an Executive MBA (Columbia University, Hong Kong University, London Business School), a Master’s in Economics from SDA Bocconi, and Bachelor’s degrees in Economics, History, and Political Science.
He is certified in Advanced Financial Crimes Investigation (CAMS-FCI), Financial Crime Specialist (CFCS), and AML (CAMS). Additionally, he has authored several academic articles, and two books published by Springer: “Corporate Governance in the Banking Sector” and “How to Value a Bank: From Licensing to Resolution”.

Ms. Diana Mansor
Senior Executive Director, Strategy & Transaction, Ernst & Young PLT
Normadiana Mansor has over 21 years of experience, including 6 years in London. She has led assignments for listed and non-listed corporations across banking, oil and gas, services, trading, manufacturing, and education sectors. Her audit portfolio includes public listed and private companies in Malaysia and private companies in London. She has led due diligence projects on mergers of financial institutions, proposed merger of DFIs, banking assets, takaful and re-takaful broking, and Syariah-based pawn broking. She was involved in the business model review of the Malaysian pilgrim fund and led projects for a private equity group, a Malaysian retirement fund, and statutory body financial assessments.

Mr. Gaurav Keerthi
Chief Executive Officer, StrongKeep
Gaurav Keerthi is the CEO of StrongKeep, an online platform that makes cybersecurity simple, affordable, and effective for small and mid-sized businesses.
His previous roles include being the Executive Vice President at Ensign InfoSecurity (Asia’s leading managed security services provider), Deputy Commissioner of Cybersecurity and Chief Executive of Singapore’s Cyber Security Agency, and Chief Information Officer of the Republic of Singapore Air Force (as a Brigadier General).
Gaurav also serves as an invited expert at the United Nations on emerging digital threats, a Senior Adjunct Fellow at Nanyang Technological University’s S. Rajaratnam School of International Studies, and a former member of the World Economic Forum’s Global Futures Council on Cybersecurity.
Outside of work, he is an active open-source contributor and the co-founder of Singapore’s tech-for-good charity, Better.sg.

Dr. Karsten Mueller
Assistant Professor of Finance, National University of Singapore
Karsten Müller is an Assistant Professor of Finance and Presidential Young Professor at the National University of Singapore’s Business School. He is also a Research Fellow at the NUS Risk Management Institute. His research focuses on the intersection of finance, macroeconomics, and political economy. His current work mostly studies the connection between credit markets and the macroeconomy, with a focus on the role of government interventions. Before joining NUS, Müller worked as a postdoctoral researcher at Princeton University. He received his PhD from the University of Warwick in 2018.

Ms. Nor Ariena Mohd Ritzal
Head, Crisis Management Department, Perbadanan Insurans Deposit Malaysia
Ariena is the Head of the Crisis Management Department at Perbadanan Insurans Deposit Malaysia (PIDM). She leads the Corporation’s efforts to strengthen crisis readiness by establishing robust frameworks, infrastructure, and inter-agency coordination mechanisms. A key part of her role in enhancing organizational preparedness is through the design and execution of crisis simulations. Since setting up PIDM’s dedicated simulation unit in 2021 and establishing the Crisis Management Department in 2022, she has led nearly 20 simulation exercises spanning a wide range of internal and cross-agency scenarios.
Previously, Ariena served as a Specialist in PIDM’s Risk Assessment and Resolution Department, where she was responsible for developing frameworks, policies, and strategies for the intervention and resolution of member institutions. A Chartered Accountant by training, she began her career at Ernst & Young before moving to HSBC Amanah Takaful Malaysia. She joined PIDM in 2011, bringing with her a strong foundation in financial reporting, audit, and governance.

Ms. Ruth Walters
Senior Advisor, Financial Stability Institute (FSI), Bank for International Settlements
Ruth joined the FSI in March 2018. She contributes to FSI Insights on policy implementation, FSI Connect tutorial development and the FSI outreach programme, and has also been involved in developing and carrying out five regional crisis simulation exercises. She represents the FSI in the FSB Cross-Border Crisis Management Groups for banking and for insurance, which focus on operational issues in bank and insurer resolution. Prior to joining the FSI, Ruth was a senior manager in the Resolution Directorate at the Bank of England. She has previously also worked on resolution regimes for banks and other financial institutions at the FSB Secretariat, and on resolution, the capital framework and market regulation at the European Commission. Ruth is a UK-qualified lawyer, specialised in regulatory law, and has practised law both as a legal adviser to the UK government and in a law firm.

Ms. Sue Yen Woo
Director, Deal Strategy & Operations, PwC Malaysia
Sue brings over 17 years of diverse experience across industries such as financial services, healthcare, retail, and consumer products. Her expertise spans deal advisory, project management, market entry strategies, commercial due diligence, as well as sell-side, buy-side, and restructuring advisory. She has worked closely with clients to navigate complex transactions and strategic initiatives, demonstrating strong leadership in managing cross-functional teams and delivering outcomes aligned with regulatory and commercial objectives.
In financial services, Sue has played key roles in several notable engagements. She led the operational wind-down strategy for a Malaysian bank, securing regulatory approval and coordinating across multiple workstreams. As Project Manager on a major transformation for a top-tier Malaysian bank, she supported regulatory deliverables and facilitated stakeholder alignment. Sue also managed the sale of a large NPL/NPF portfolio, overseeing valuation, strategy, and deal execution, and assisted in the sale of a credit card company, providing valuation and transaction support.
Her experience further includes valuing an underperforming Indonesian bank for a Malaysian bidder, developing business plans for new and post-merger banking entities, and advising on market entry for Islamic banking.
Academically, Sue holds a Master of Practising Accounting and a Bachelor of Business, both from Monash University, Australia.

YB Senator Datuk Seri Amir Hamzah Azizan
Finance Minister II, Ministry of Finance
Amir Hamzah Azizan was appointed as the Finance Minister II effective 12 December 2023. Prior to assuming the role of Finance Minister II, he had helmed the Employees Provident Fund (EPF) as Chief Executive Officer since March 2021.
With a corporate experience spanning more than 27 years, Amir Hamzah began his career with a decade-long tenure at the Shell Group of Companies. During this period, he held diverse roles in Malaysia, Singapore, and the United Kingdom. Subsequently, he joined MISC Berhad in 2000 and held several senior management portfolios before being appointed as President and Chief Executive Officer in January 2009.
Following his tenure at MISC Berhad, Amir Hamzah took on the role of Managing Director/Chief Executive Officer of PETRONAS Dagangan Berhad in June 2010. In August 2012, Amir Hamzah joined PETRONAS Lubricants International as Group Managing Director and Chief Executive Officer, concurrently serving as the Vice-President for Downstream Marketing, and subsequently as Vice-President of Lubricants for the PETRONAS Group.
In March 2016, Amir Hamzah joined Ekuiti Nasional Berhad (Ekuinas) to steer its investee company Icon Offshore Berhad as Managing Director and Chief Executive Officer. Subsequently, he took on the role of Group Chief Executive Officer at Themed Attractions Resorts and Hotel Sdn Bhd, a subsidiary of Khazanah Nasional Berhad. In April 2019, he further showcased his versatility across industries by taking on the role of President/Chief Executive Officer at Tenaga Nasional Berhad (TNB).
Amir Hamzah has also contributed to various organisations in non-executive capacities. He formerly served as the Non-Executive Chairman of Malaysian Resources Corporation Berhad (MRCB) and held directorial positions on the boards of Sime Darby Plantation Berhad and Sime Darby Oils International Limited.
Amir Hamzah holds a Bachelor of Science Degree in Management (majoring in Finance and Economics) from Syracuse University, New York. He has also attended the Stanford Executive Programme at Stanford University, and the Corporate Finance Evening Programme at London Business School.

Mr. Yen Chin
Vice President, Lead Property Solutions APAC, Swiss Re Asia Pte. Ltd.
Yen is Lead Property Solution and subject matter expert for property catastrophe risk management offered through CatNet® – SwissRe’s proprietary location intelligence tool for worldwide natural hazard exposure management. With his core knowledge working for Catastrophe Modelling vendors Moody’s (RMS) and Verisk (AIR), Yen shares experience for Solutions developed for property risks prone to Natural Catastrophes for the Re(Insurance) Industry.
Yen is Malaysian, based in Singapore with a 28 year career spanning across the globe from US, Bermuda and UK. Graduated as a Bachelor of (Mechanical) Engineering from Oxford Brookes University, UK and industry experience includes Telecoms, IT/ISP, (Re)Insurance for P&C and L&H in the functions of Business Development, Solutions Sales, Product Development and Catastrophe Modelling.

Dr. Alexander Eng
Associate Professor of Organizational Behavior, Asia School of Business
Alexander Eng is an Associate Professor I of Organizational Behavior at the Asia School of Business. His research centers on the intersection of technology and human behavior, with a focus on the Psychology of Technology, Algorithm Aversion, and the Future of Work. He addresses critical questions such as the psychological effects of automation, the influence of AI on employee values, and the emotional responses to technology failures.
Before joining ASB, Alexander worked with industry leaders, offering insights that have been crucial in helping organizations transition to a more technology-driven work environment. His contributions have played a key role in alleviating fears around intelligent machines and cultivating a culture of innovation and acceptance.
Alexander earned his PhD in Management & Organization from the National University of Singapore, where he honed his expertise at the intersection of psychology and technology. His ongoing work continues to shape both academic research and practical strategies for the future of work.

Mr. Ibrahim Sani
Chief Executive Officer, Yayasan Peneraju
Ibrahim Sani has extensive experience in finance, banking, strategy, business intelligence, capital markets and media. He holds a Bachelor’s Degree in Accounting from the International Islamic University of Malaysia (IIUM) and is a Fellow of the Chartered Institute of Management Accountants (CIMA) and is a Member of the Association of International Certified Professional Accountants (AICPA). He is also a Chartered Accountant with the Malaysian Institute of Accountants (MIA). Previously, he served at EONCAP Islamic Bank Berhad (later known as Hong Leong Islamic Bank Berhad) and CIMB Investment Bank before diversifying his career in the world of broadcasting with BFM and Astro.

Mr. Imran Yassin
Director / Head of Research, MBSB Investment Bank
Imran has extensive experience in various fields such as investment banking, consultancy, government and corporate. He graduated from City University, UK with a degree in Mathematics in Finance and Economics.
Imran started his career at a Malaysian public listed company before joining a locally renowned consultancy firm. In 2007, he oversaw the development of the logistics sector in the Iskandar Regional Development Authority. Since joining MIDF Amanah Investment Bank Bhd, he has gained experience in the equities market particularly in the transportation, telecommunication, and technology sectors. In 2013, he was seconded to the Ministry of Finance as Special Officer to the Minister of Finance II, where he then became the Senior Private Secretary. He rejoined MIDF Amanah Investment Bank in 2016 and has been its Head of Research since 2020.

Mr. Ivan Karadzic
2018 Tham Luang Cave Rescuer | Technical Diving Expert
Ivan Karadzic is a Danish cave diving expert best known for his critical role in the widely publicised 2018 rescue of 12 boys and their football coach from the flooded Tham Luang cave in Thailand. He was among over 100 volunteer divers from around the world who came together for the complex and high-risk operation.
Ivan was stationed at one of the most technically demanding sections of the cave – approximately halfway along the escape route – where conditions were extremely challenging, with near-zero visibility and tight, submerged passages.

Mr. Kugenthiran Raveenthiran
Director, Actuarial Services, KPMG Malaysia
Kugen is a Director within the Actuarial Services team in Malaysia, specializing in actuarial consulting, climate risk management, and IFRS17 implementation. With over 15 years of experience serving insurers, reinsurers, and takaful operators across Malaysia, Singapore, Indonesia, and Cambodia, he brings deep expertise in financial risk management, actuarial advisory, and regulatory compliance.
Recently, Kugen has actively guided insurers in adapting risk frameworks and stress testing to address evolving climate-related events, ensuring regulatory alignment and enhancing financial resilience. He regularly collaborates with clients to strengthen preparedness and response strategies to climate-driven risks facing the insurance industry.

Dr. Joe Cherian
CEO, President, Dean and Distinguished Professor,
Asia School of Business
Joseph Cherian, a distinguished leader in academia and business, is CEO, President, Dean, and Distinguished Professor of the Asia School of Business. As Professor of Finance, he possesses a highly versatile, varied and distinguished international background, spanning academia, global financial markets, and strategic leadership in education. Professor Cherian’s academic career in teaching and researching finance, asset management and portfolio investments includes top global universities including Cornell University, National University of Singapore, and Boston University. Apart from teaching at the Asia School of Business, he most recently served as Visiting Professor of Finance of the Samuel Curtis Johnson Graduate School of Management at the SC Johnson College of Business, Cornell University.
Professor Cherian’s professional experience in the financial services sector spanned asset management where he managed US$67 billion in client assets as Global Head and Chief Investment Officer of the Quantitative Strategies Group at Credit Suisse Asset Management. While at Credit Suisse, he served on the Global Executive Committee, as well as various senior management, investments, and risk committees of the Asset Management division. He joined the financial industry in New York after an academic career in the US, including as an Associate Professor of Finance at Boston University. He continues to be involved in the financial industry through advisory roles to governments and think-tanks in the Asia-Pacific region, including Australia, Malaysia, Hong Kong and Singapore, in areas such as venture funds, asset management, pensions and capital market policies and reforms.
He was formerly an Executive-in-Residence and a two-term member of the Johnson Graduate School of Management’s Dean’s Advisory Council at Cornell University and is now an Emeritus Member of the Dean’s Council. Joe currently serves as an Advisor to Asia Asset Management in Hong Kong, the Mercer-CFA Institute Global Pensions Index’s Advisory Board in Australia, and is a member of the Board of the Institute for Capital Market Research, an initiative by the Securities Commission Malaysia. He has had appointments at Singapore’s Central Provident Fund (CPF) Advisory Panel and the National Research Foundation’s Early-Stage Venture Fund Evaluation Panel; Professor Cherian continues to serve as an ad hoc advisor to the Singapore government.
Professor Cherian was an Independent Non-Executive Director of Bursa Malaysia in Kuala Lumpur, a Scientific Advisor to Nipun Capital, a boutique hedge fund based in San Francisco, a consultant to Fullerton Fund Management, a Temasek subsidiary in Singapore, Singapore Exchange (SGX), and served on the Journal of Alternative Investments’ Editorial Board in the US. Joe holds a B.Sc. in Electrical Engineering from MIT, and M.Sc. and PhD degrees in Finance from Cornell University.

Mr. Mark O’Dell
Chief Executive Officer, Life Insurance Association of Malaysia (LIAM)
Mark is currently the Chief Executive Officer of the Life Insurance Association of Malaysia (LIAM), a role he has held since January 2019 following his retirement as Group CEO of Manulife. With over 45 years of experience in the life insurance industry, Mark has held senior leadership roles across six countries in Asia, including nearly 20 years as CEO or General Manager. He began his career as a life insurance agent in 1980 and rose steadily through the ranks, including a notable 14-year tenure with AIA, where he led operations in Indonesia, Malaysia, and Singapore. Among his key achievements were steering AIA Indonesia through the 1997 Asian financial crisis, restoring growth in AIA Malaysia after an agency dispute, and lifting regulatory sanctions in AIA Singapore in record time. He was named Insurance Personality of the Year by Asia Insurance Review in 2006 and received the Outstanding Leaders in Asia award in 2018.
At Manulife, Mark served as Regional CEO and later as Group CEO of Manulife Holdings Bhd, where he led significant milestones including strong business growth, a major bancassurance partnership with Alliance Bank, and the successful acquisition and integration of MAAKL. In 2024, he was honoured with a Lifetime Achievement Award by Asia Insurance Review. Beyond LIAM, he sits on the board of Health and Medical Practice Insurance Pte Ltd (Singapore), teaches at the University of Malaya and the Asia School of Business, and continues to shape the industry through education and governance. A Permanent Resident of Malaysia, Mark resides in Kuala Lumpur with his Malaysian wife, Michelle, and their four children.

Mr. Mohd Fuad Sharuji
Former Crisis Director, Malaysia Airlines | CEO, Impeccable Vintage Properties (IVP)
Fuad was appointed CEO of IVP in December 2022 and Board Director in January 2023. He brings over 45 years of aviation experience, including 29 years in Engineering and Maintenance at Malaysia Airlines and later as Vice President of the Operations Control Centre. Renowned for his leadership during the MH370 and MH17 crises, he continues to serve the aviation sector through advisory and mentoring roles.

Ms. Sophia Ch’ng
Independent Non-Executive Director, Cagamas Berhad and Syarikat Takaful Malaysia Keluarga Berhad
Sophia Ch’ng is a Fellow of both the Institute and Faculty of Actuaries (UK) and the Chartered Institute of Management Accountants (UK), with over 25 years of experience across actuarial science, insurance, accounting/ finance, and enterprise risk management. She holds a Bachelor of Economics degree from Macquarie university, a Sustainability and Climate Risk Certificate from GARP and an ESG investing Certificate from CFA Institute.
She began her career as a Treasury Consultant at CCK Systems (M) Sdn Bhd, followed by a role in risk management for SUKOM 98 Berhad, the Commonwealth Games Organiser. Her insurance career spans senior actuarial and leadership roles at ING Insurance, Prudential Assurance, and Great Eastern Life Assurance (Malaysia) Berhad—where she served as the Appointed Actuary, Head of strategic planning, Head of Finance, and Head of Products and Pricing.
Sophia went on to hold CFO positions at Zurich Insurance Malaysia Berhad and AmMetLife Insurance Berhad, where she led finance and corporate services functions. Since 2017, she has been conducting regional actuarial consultancy works through freelancing and part-time lecturing at Sunway University.
She currently serves as Independent Non-Executive Director at Cagamas Berhad and Syarikat Takaful Malaysia Keluarga Berhad, chairing the Board Risk and Audit Committees, and is Public Interest Director at the Private Pension Administrator, where she also chairs the Risk Management Committee.
In recognition of her regional contributions to the insurance sector, Sophia received the Young ASEAN Insurance Manager Award (YAMA) from the ASEAN Insurance Council. From 2019 to 2020, she served as President of the Actuarial Society of Malaysia, championing professional development and cross-border collaboration. She has authored publications for the Malaysian Insurance Institute and remains active in academia and industry dialogue on financial resiliency, regulatory reform, and board governance.

Tan Sri Shahril Ridza Ridzuan
Chairman, Standard Chartered Malaysia and Axiata Group
Tan Sri Shahril Ridza Ridzuan (“Shahril”) was the Managing Director of Khazanah Nasional Berhad (“Khazanah”) from 2018 to 2021. Khazanah is the sovereign wealth fund of the Government of Malaysia entrusted with growing the nation’s long-term wealth via distinct commercial and strategic objectives. Before serving Khazanah, he was formerly the CEO of the Employees Provident Fund (“EPF”) of Malaysia, the nation’s largest retirement fund, and prior to that served as its Deputy CEO (Investments). Prior to joining EPF, he was the Managing Director of Malaysian Resources Corporation Berhad, where he was responsible for developing Kuala Lumpur Sentral into one of the main commercial centres in Malaysia. He previously served at Pengurusan Danaharta Nasional, where he was involved in corporate recovery and credit restructuring following the 1997 Asian financial crisis. TS Shahril was appointed as a Chairman of Axiata Group Berhad on 1 January 2022, after joining the Board on 29 November 2021, Iskandar Waterfront Holdings Sdn Bhd effective 18 May 2022, Ekuiti Nasional Berhad effective 1 October 2022, Kuala Lumpur Kepong Berhad effective 2 May 2023, CGS International Securities Malaysia Sdn Bhd effective 28 February 2024, Battersea Project Holding Company Limited effective 1 October 2024, Standard Chartered Bank Malaysia Berhad (SCBMB) effective 9 January 2025, Paradigm Reit Management Sdn Bhd effective 10 March 2025 and recently Standard Chartered Saadiq Berhad (Saadiq) with effective from 2 August 2025.
Shahril holds a Master of Arts from Cambridge University and a Bachelor of Civil Law from Oxford University and has been called to the Malaysian Bar and the Bar of England and Wales.

Datuk Jessica Chew
Technical Adviser, Bank Negara Malaysia
Jessica Chew currently serves as a Technical Adviser to Bank Negara Malaysia (BNM) on financial stability matters following her retirement from the Bank since 1 April 2025. Prior to her retirement, Jessica was a Deputy Governor overseeing financial stability and also served as a member of BNM’s Board, Financial Stability Committee and Monetary Policy Committee. Jessica has over 30 years of experience in financial sector supervision and regulation with the Bank.
Jessica graduated from the University of Melbourne, Australia with a Bachelor Degree in Commerce majoring in accounting and finance and is a member of CPA Australia. She also holds a Chartered Banker qualification from the Chartered Banker Institute (Scotland) and is a Fellow Chartered Banker of Asian Institute of Chartered Bankers (AICB).

Mr. Jarratt Ma
Head, Macro Surveillance Department, Perbadanan Insurans Deposit Malaysia
Jarratt is the Head of the Macro Surveillance Department at PIDM, where he leads the Corporation’s macroeconomic and financial surveillance, research, and risk monitoring efforts. He advises the Board and senior management on emerging risks, supported by the development of early warning tools and analytical frameworks.
An economist by training, Jarratt began his career at Bank Negara Malaysia before moving to CIMB Investment Bank. He joined PIDM in 2016, bringing with him a strong foundation in macro-financial linkages, policy analysis, and transmission mechanisms.
He holds an MBA from the Asia School of Business in collaboration with MIT Sloan, and a BA in Economics and East Asian Studies from the University of Chicago.

Dr. Mohammad Mahbubi Ali
Assistant Professor, IIUM Institute of Islamic Banking and Finance (IIiBF), International Islamic University Malaysia
Dr. Mahbubi hails from Indonesia and holds a PhD in Islamic Banking and Finance from the International Islamic University of Malaysia (IIUM). He obtained his Master’s Degree in Islamic Finance from the International Center for Education in Islamic Finance (INCEIF), and Bachelor’s Degree in Islamic Finance from Tazkia Institute, Bogor Indonesia.
Currently, Dr. Mahbubi serves as an Assistant Professor at the IIUM Institute of Islamic Banking and Finance in Malaysia, Member of Islamic Finance Development Committee at the Financial Services Authority Indonesia, and Chairman of Sidogiri Islamic Institute. In addition to his academic role, he is an Islamic Finance Expert at the Brunei Darussalam Central Bank (BDCB) and a registered Shariah adviser with the Securities Commission Malaysia. Dr. Mahbubi also holds international recognition as Member of the Curriculum Review Committee at the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI), Bahrain. He is chairman of Advisory Committee of Experts, Summit Bank, Nigeria; director of Shariah, AIFA Consulting; member of Board Shariah Committee, CIMB Islamic Bank; member of Shariah Committee, FWD Takaful Sdn Bhd; and Shariah advisor for Masyref Management House Malaysiia and Dar al-Muraja’ah al-Shar’iyyah, Bahrain.
Previously, he was the Chairman of Shariah Committee, Affin Islamic Bank Berhad, board of director for ZICO Shariah Advisory, and former Head of Economics, Finance, Awqaf and Zakat at the International Institute of Advanced Islamic Studies (IAIS Malaysia). He was also a researcher at the International Shariah Research Academy for Islamic Finance (ISRA) Malaysia.

Mr. Mohd Sobri bin Mansor
Head, Shariah and Sustainable Development Department, Perbadanan Insurans Deposit Malaysia
pending

Dr. Ahcene Lahsasna
Chief Executive Officer, SALIHIN Shariah Advisory
Dr. Ahcene Lahsasna currently serves as the Chief Executive Officer of SALIHIN Shari’ah Advisory and the Chief Academic Officer of SALIHIN Academy. He is a Fellow of the Grand Council of the Chartered Islamic Finance Institute (CIIF), a Fellow Member of the Association of Shari’ah Advisors Malaysia (ASAS), and a Fellow of the Malaysian Financial Planning Council (MFPC). Additionally, he serves as the Chairman of the Shari’ah Committee of Standard Chartered Saadiq Bank (Malaysia). He holds several professional certifications, including CPIF (Chartered Professional in Islamic Finance) and RFP (Registered Financial Planner). He is an Accredited and Certified Trainer by CIBAFI (General Council for Islamic Banks and Financial Institutions, Bahrain), as well as a Certified Trainer with MFPC and HRD Corp. In 2022, Dr. Ahcene Lahsasna received the GIFA Award for Shari’ah Advisory Leadership.

Khairun Najmi Saripudin
Senior Researcher, International Shari’ah Research Academy for Islamic Finance (ISRA) Institute, INCEIF University
He is currently a member of the Shariah Committee of Bank Muamalat Malaysia Berhad and Swiss Re Retakaful. He also serves ISRA International Consulting in providing various Islamic finance and Shariah consultancy, advisory, and training services. Achievements Master of Shariah (Fiqh Muamalat) University of Malaya, Chartered Islamic Finance Professional (CIFP) INCEIF University, Bachelor of Syariah (Fiqh and Usul) University of Malaya.

Ms. Amanda Chong
Deputy Director, Monetary Policy Department, Bank Negara Malaysia
Amanda is currently the Deputy Director of the Monetary Policy Department at Bank Negara Malaysia, with over 10 years of experience in central banking. She leads both the Monetary Affairs and Monetary Policy Communications sections.
Her expertise spans a range of areas, including financing to the economy, interest rates and liquidity, macro-financial linkages, and broader policy formulation. Amanda also serves as part of the Secretariat to the Monetary Policy Committee (MPC), where she supports policy deliberations and leads strategic efforts in monetary policy and economic communications for the Bank.
Amanda holds a degree in Economics from the University of Cambridge.

Dr. Marjan Muhammad
Deputy President Research, ISRA Institute, INCEIF University

Prof. Datin Dr. Rusni Hassan
Dean, IIUM Institute of Islamic Banking and Finance (IIiBF), International Islamic University Malaysia
Dr. Rusni is also actively involved in the IBF industry. She was a member of Shariah Advisory Council Bank Negara Malaysia from 2010 to 2016 and also the Shariah Committee for a number of institutions in Malaysia including Association of Islamic Banking Institutions Malaysia (AIBIM) as well as Waqf Al-Nur and Koperasi J-Corp. Internationally, she is the Shariah Committee for Housing Development Corporation and Housing Development Financing Corporation, Maldives. Her contribution to Islamic Finance in Maldives has been recognized by the Government of Maldives when she was awarded the National-Recognition for Outstanding Contribution of Females to Develop and Sustain Islamic Finance Industry in Maldives in 2018.
She is a registered Shariah Advisor with the Securities Commission Malaysia. She was instrumental for the establishment of the Association of Shariah Advisors in Islamic Finance Malaysia (ASAS) and the International Council of Islamic Finance Educators (ICIFE) whereby she was pro-tem committee and the Secretary for both associations respectively. She is now the Advisory Council to ASAS and Vice President of ICIFE.
Her works and contribution to Islamic Finance has also been recognized internationally when she was listed among the Top Women in Islamic Finance since 2013. The most recent was The Top 50 Most Influential Women in Islamic Finance 2018; Top 10 Most Influential Women in Islamic Business and Finance in 2019, 2020 and 2021 consecutively by Cambridge IFA.

Darmain Segaran
Manager (Policy), National AI Office (NAIO)
Before joining the NAIO, Darmain practised law for over 15 years, specializing in commercial advisory, data protection, and technology law. He is also a recognized researcher in AI governance and ethics with his research being cited in Malaysia’s National Guidelines on AI Governance and Ethics (AIGE).

Mr. Mohamad Hud Saleh Huddin
Senior Manager,
Perbadanan Insurans Deposit Malaysia
Mohamad Hud is the Senior Manager, Shariah and Sustainable Development Department, PIDM. He currently carries out the Shariah advisory and review function for PIDM. The role provides support to PIDM in ensuring Shariah compliance with respect to the implementation of the Islamic protection system.
Prior joining to PIDM, Mohamad Hud had over 6 years of regulatory experience with Bank Negara Malaysia (BNM) and 6 years of Islamic banking industry experience with Bank Islam Malaysia Berhad. During his service in BNM, he performed various functions related to shariah including shariah consultancy and advisory, Islamic banking and takaful product assessment and Secretariat of the Shariah Advisory Council (SAC) of BNM. He was also involved in the formulation of policies and laws, amongst others, the Shariah Governance Framework, Shariah contracts policy documents and Islamic Financial Services Acts (2013).
When he was in Bank Islam, he performed functions related to Shariah research, Shariah advisory and secretariat of the Shariah Supervisory Council of Bank Islam. He was also involved in providing Shariah research and advisory for significant projects of the bank, for e.g. the development of investment account products, and industry driven projects such as the Debt Management Programme under Agensi Kaunseling dan Pengurusan Kredit (AKPK).
He holds a Degree in Shariah from Al-Azhar University, Egypt and Masters in Islamic Banking and Finance from MARA University of Technology (UiTM), Malaysia. He is also a holder of Certified Shariah Advisor (CSA) from Association of Shariah Advisors in Islamic Finance (ASAS) for which he is also the Deputy Secretary of the Executive Committee (EXCO) of ASAS.






